Whether you work in an office, factory or construction site, all occupations and work environments come with their risks and dangers. Thus, employers seek to address the potential of workers suffering serious injuries in a workplace accident by securing a workers’ compensation insurance policy.
While the ability to seek workers’ compensation for a work-related injury is important, it is also imperative to understand what benefits are available to injured Maryland workers. This ensures you are aware what a compensation award will go towards and what losses and damages may not be covered.
Available benefits
At HCB LAW, LLC, our law firm understands the complexities and frustrations that can come with a workers’ compensation claim. Because our attorneys know the importance of a quick and full recovery after a workplace accident, we act promptly to ensure our clients get immediate treatment and meet required deadlines.
Securing workers’ compensation following a work-related injury is important; however, it is equally important to understand the benefits available under Maryland’s workers’ compensation. There are five basic benefits that an injured worker is entitled to. This includes payment of medical expenses, Temporary Total Disability benefits, which helps replace wages when you are unable to work, reimbursement for out-of-pocket expenses arising from the injury, vocation rehabilitation and an award for permanent partial disability or settlement.
Filing a claim for workers’ compensation can be an overwhelming process. While injured, it can be difficult to manage your day-to-day life, let alone navigate the process on your own. As such, it is important that you seek legal guidance. A legal professional not only ensures you take timely and proper action, but they can also explain what options you have if your claim is denied or if you decide to file a suit against your employer.