Disabilities are a part of society, and they range greatly. While some are visible, other are not. Additionally, some individuals are born with a disability while others became disabled later in life due to an injury or illness. No matter the type of disability or when or how it began, living with a disability can present many challenges. For some, these challenges extend in the workplace or their ability to maintain a job.
The inability to work due to a disability is a difficult situation to cope with and navigate. This is recognized nationwide, which is why Social Security Disability Insurance (SSDI) benefits are a viable option for individuals that qualify. However, the challenge often faced when seeking SSDI is getting approved. Thus, it is important that you fully understand the qualifications of SSDI as well as the process required when filing an application or seeking an appeal of a denied claim.
SSDI benefits
At HCB LAW, LLC, our law firm understands that SSDI benefits are notoriously difficult to secure. Despite most initial claims being denied, our knowledgeable and skilled attorneys use their experience with these claims to help our clients navigate the process. We seek to take the frustration out of the process by fully explaining the process to our clients, explaining possible strategies and options if they need to fight a denial.
To qualify for SSDI benefits, the individual must prove that they will be unable to work for at least 12 months due to a disability listed by the Social Security Administration. SSDI benefits can be imperative to secure because the amount paid could significantly offset the wages lost due to their inability to work. For example, in 2023, this amount topped at $3,627 a month. The amount is calculated based on the how much you have paid into the system via payroll taxes.
The claim process
The process to obtain SSDI benefits could be straightforward or very complex. It is based on what occurs following the initial application. If the application for disability benefits is approved, then you likely will not need to worry about taking additional steps unless something comes up. However, if you are denied, the next step is to file a request for reconsideration.
If, after reconsideration, your claim is again denied, you can request a hearing before a administrative law judge. If you are not met with success here, the next step is an administrative appeal to the Social Security Administration’s Appeals Council. If an approval is not made at this stage, the final option in the process is to file a federal appeal.
SSDI benefits are often necessary by those applying for them, making it imperative that you take the time to understand your legal rights and options throughout the process. A legal professional will be able to provide insight and answer questions you have.